Welcome to Our Financing Department

Auto Financing Made Easy at Ford Lincoln of Morgantown

At our Lincoln Ford dealership, we ensure a smooth shopping experience from start to finish. While auto financing can a time-consuming and frustrating process, we have streamlined the financing process to help you find affordable financing without the headache. We understand that drivers have had stressful experience financing a car in the past, so we're here to offer a better solution.

With everything from online resources to exceptional customer service, you can save time and money by choosing our finance center. Our friendly finance team is here to help you find the best payment plan for your lifestyle and budget, allowing you to enjoy the car of your dreams. Allow our finance team to take on the legwork in finding you low rates and affordable financing.

Find out why so many drivers choose to finance their vehicles with us.

The Convenience of Financing with Us

Normally, when you finance a car, you can expect to spend long hours filling out applications and trying to find affordable deals with banks and lenders in your area. Unfortunately, most drivers discover disappointing results. However, when you choose our finance center, we will shop your financial profile around to major lenders to find competitive rates and affordable financing for quicker, more convenient results.

Our finance experts have experience working with drivers of all different types of financial backgrounds and still find affordable lease and loan options. Regardless of your financial history, our finance team can help you find the right finance plan for your budget and lifestyle.

Online Resources and Tools

To make your financing experience even easier and more transparent, we provide online resources, allowing you to get started from home. Our secure financing application makes it possible to save time filling out paperwork and waiting for a lender's response on-site.

If you have a trade-in vehicle that you would like to put towards your next purchase, you can save yourself the hassle of haggling for a fair price and finding the right buyer. Our Kelley Blue Book trade-in tool makes it possible to discover the objective value of your vehicle by using marketplace data. With a few simple steps, you can discover that value online and have it prepared for an in-person appraisal.

Finance or Lease?

Choosing Between a Loan and Lease for Your Ford Vehicle

When it is time to get your next Ford, your thoughts will turn to how best to pay for it at some point. While you might think that forking over a bunch of cash is the only way to drive off in a new vehicle, there are options available to you. Getting a loan to finance the purchase of a new Ford is now easier than ever before. That has some appealing benefits that you will want to consider. Also, leasing has become a viable way to feel the pride that comes with driving a Ford without having to pay for many of the expenses that traditionally accompany owning one outright. That is why Ford Lincoln of Morgantown would like to highlight a few differences between getting a loan and leasing your next new Ford.


Leasing is an excellent choice if you're looking to minimize your monthly payments and enjoy the latest features. Since you aren't paying off the entire sticker price, paying for the depreciation is more affordable. The extra flexibility in your budget makes it easier to afford higher trim levels and more features.

  • Low monthly payments
  • Get more car for your money
  • Pay less sales tax
  • No trade-in or selling hassles
  • Transition to the newest models every two to three years


Buying a vehicle from us comes with long-term benefits and more ownership freedom. Once you pay off the monthly payments, you won't have any expenses other than upkeep. You can also use the value of the vehicle as a trade-in for your next purchase.

  • Modify your vehicle
  • Use the car as a trade-in
  • No excess mileage penalties
  • Save money in the long term
  • More flexibility in when you sell

Visit Ford Lincoln of Morgantown to Learn More

Visit Ford Lincoln of Morgantown near Masontown, PA, when you are ready to choose your new Ford. You will be able to talk to us about the different finance and lease packages that are available. Take time to examine your own needs and then apply for financing when you are ready. We will help you through the process until you are happily driving home in your new Ford. We look forward to working with you soon!

We look forward to hearing from you

If you have any questions about financing your next vehicle with us, our finance expert would be happy to help.

Contact Us
  1. Ford Lincoln of Morgantown

    501 Mary Jane Wood Circle
    Morgantown, WV 26501

    • Sales: 304-446-7000
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Ford Lincoln of Morgantown

501 Mary Jane Wood Circle
Directions Morgantown, WV 26501

  • Sales: 304-446-7000
  • Service: 304-446-7000
  • Parts: 304-446-7000

Finance Hours

  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 8:00am - 4:00pm
  • Sunday Closed

Your privacy is important to us.

Ford Lincoln of Morgantown takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.